Rich Mom, Richer Kid (A Simple 12-Step Plan to Build and Pass Down Generational Wealth)

The Mom’s guide to everything you need to know about money and how to talk about it with your child.

Children who grow up in homes where money is discussed openly, where saving is visible and normalized, where financial decisions are made out loud, develop measurably stronger financial habits than kids whose parents avoid the topic or outsource it entirely.

In Rich Mom, Richer Kid, Nicole Lapin teaches moms how to:

• Rewrite your money story to avoid passing down shame and guilt.
• Build a savvy and accessible way to track the family P&L.
• Budget for the unexpected—everything from one-time emergencies to long-term diagnoses.
• Model and teach healthy financial behavior for every age and stage.
• Create a lasting financial legacy.

Lapin has spent over fifteen years teaching millions of women how to budget, save, invest, negotiate, and protect themselves financially. Two weeks after becoming a mother, a wildfire leveled her home, her studio, everything she’d built while pregnant with her daughter. The pajamas she had on when her town evacuated were, for a while, the only clothes she owned. Everything else was ash.

Standing in the wreckage of her old life, she made herself a promise: shLnst the most demanding period of her life, so that she could build back her wealth and pass it down to her daughter.

This book is all about what she discovered in the process and how you can do the same.